Taxis remain one of the most reliable ways to get around—especially when you need a direct ride, a late-night lift, or a door-to-door option that public transit can’t offer. But regular taxi use can add up fast. The good news? You don’t have to sacrifice convenience to cut costs. Here are 10 practical ways to lower your taxi expenses, whether you ride daily or just occasionally.
- Use Cashback Apps with Gift Cards
Instead of paying out of pocket, consider buying a digital taxi gift card through a rewards platform like Fluz. You can buy it on the spot for the amount due and earn cashback on taxi rides immediately. If your taxi accepts platforms like Square or Clover, this method works seamlessly—especially when paired with Apple Pay or Google Pay.
- Schedule Rides During Off-Peak Hours
Taxi fares can fluctuate depending on time and traffic conditions. When possible, avoid peak rush hours (typically 7–9 AM and 4–6 PM) to reduce time on the meter and lower your final fare. Some services may also apply higher minimum charges during busy periods.
- Share a Ride with a Friend or Colleague
Splitting your ride with someone going the same direction instantly cuts your cost in half. Use apps like Splitwise or Venmo to divide fares evenly, and be sure to ask the driver if separate drop-offs are allowed in advance.
- Redeem Transportation Cashback via Rewards Apps
In addition to Fluz, platforms like Rakuten and Ibotta offer occasional cashback on prepaid transportation or travel services. Some users can even find cashback offers tied to taxi bundles through platforms like Booking.com or Expedia.
- Look for Local Taxi Discount Programs
Many cities offer discounted taxi rides for seniors, people with disabilities, or low-income individuals. These programs often subsidize a portion of the fare or provide vouchers. Check with your local government’s transportation department or city website to see if you’re eligible.
- Pay with a Travel Rewards Credit Card
If you must pay out of pocket, choose a credit card that gives you points or cashback for transit or travel. Cards like Chase Sapphire or Amex Green offer bonuses for taxis, helping you passively earn back value over time. Review your options on NerdWallet or The Points Guy.
- Use Taxi Apps That Show Fare Estimates
Apps like Curb, Arro, and Flywheel offer upfront fare estimates, helping you avoid unexpected charges. Knowing the cost before you ride makes it easier to compare options or reconsider if traffic is likely to spike your fare.
- Choose Flat Fare Zones When Available
Major metro areas like New York City have flat fares for specific routes (e.g., JFK to Manhattan). Taking advantage of these set-rate options can help you avoid paying extra during heavy traffic. Learn more at NYC Taxi & Limousine Commission.
- Use Promo Codes from Taxi Apps
When signing up for a new taxi app or digital booking platform, check for promo codes. Apps like Curb and Arro often offer discounts for first-time users or during promotions.
- Track Your Expenses and Set a Monthly Limit
Using a free budgeting app like Mint or YNAB helps you stay aware of how much you’re spending on taxis. By setting a monthly limit, you’ll be more intentional about when and why you ride.
Cutting your taxi costs doesn’t mean cutting corners. With the right tools and timing, you can ride smart, stay safe, and still keep your budget intact.
